How well do you understand financial risk? On the face of it, it might seem obvious. If you invest in emerging markets, then it’s very high risk. Your investments could fluctuate wildly, and you could lose everything. On the other

As the old saying goes, ‘every little helps’, but can saving just £20 a month really build to anything substantial? EvolveMyRetirement has created this infographic to demonstrate how far your little savings could go and how you can make that

It’s only natural for us to look forward to our next pay rise, and dream of the wonderful things we’d then be able to afford. Maybe there’s that big holiday we’ve been promising ourselves. Or maybe we want to clear

Retirement planning has quite a lot in common with military planning. There’s a famous saying: “No plan survives contact with the enemy”. In the case of retirement planning, the ‘enemy’ consists mainly of political, economic, market and life events. Both

Let me clarify the choice a bit. The choice is between receiving a cash lump sum of £1 million, or a fixed yearly payment of £50,000 for life. The answer may indicate whether you have an illusion of wealth or

To some people, financial planning seems almost a taboo subject. It can feel complicated, messy and stressful – especially if there’s not much money to work with. In reality, the opposite is usually true. It can actually be quite straightforward,