| Anonymous | Signed Up | |||
|---|---|---|---|---|
| Guest | Basic | Standard | Premium1 | |
Free Lets you get started right away without having to sign up until you want to save your work for later. | Free The best way to get started in earnest. Create a plan, generate and optimise a strategy, analyse the results, and save your work for later. | £9.99 /year (Less than 84p/month) All basic features, plus the ability to manually edit your generated strategy, and to view a numerical analysis of each scenario. | £47.88 /year (Equals £3.99/month) All standard features, plus much more including multiple plans, granular optimisation, and unlimited reports. | |
| Create plans | ||||
| Create plans | 1 plan | 1 plan | 1 plan | Unlimited plans |
| Add up to two plan members | ||||
| Add up to two plan members | ✔ | ✔ | ✔ | ✔ |
| Specify attitudes to risk, legacy, etc. | ||||
| Specify attitudes to risk, legacy, etc. | ✔ | ✔ | ✔ | ✔ |
| Enter property values | ||||
| Enter property values | ✔ | ✔ | ✔ | ✔ |
| Enter state pension | ||||
| Enter state pension | ✔ | ✔ | ✔ | ✔ |
| Modify pension lifetime allowances | ||||
| Modify pension lifetime allowances | ✔ | ✔ | ✔ | ✔ |
| Enter annuities & defined benefit pensions | ||||
| Enter annuities & defined benefit pensions | ✔ | ✔ | ✔ | ✔ |
| Enter employments | ||||
| Enter employments | ✔ | ✔ | ✔ | ✔ |
| Enter self-employments | ||||
| Enter self-employments | ✔ | ✔ | ✔ | ✔ |
| Enter any other income | ||||
| Enter any other income | ✔ | ✔ | ✔ | ✔ |
| Enter asset values | ||||
| Enter asset values | ✔ | ✔ | ✔ | ✔ |
| Enter debts | ||||
| Enter debts | ✔ | ✔ | ✔ | ✔ |
| Enter life insurance policies | ||||
| Enter life insurance policies | ✔ | ✔ | ✔ | ✔ |
| Enter anticipated inheritance(s) | ||||
| Enter anticipated inheritance(s) | ✔ | ✔ | ✔ | ✔ |
| Enter present and future spending | ||||
| Enter present and future spending | ✔ | ✔ | ✔ | ✔ |
| Modify plan details | ||||
| Modify plan details | ✔ | ✔ | ✔ | ✔ |
| Modify financial assumptions | ||||
| Modify financial assumptions | ✔ | ✔ | ✔ | ✔ |
| Save plan for later | ||||
| Save plan for later | ✔ | ✔ | ✔ | |
| Optionally share plan with another user | ||||
| Optionally share plan with another user | ✔ | ✔ | ✔ | |
| Generate optimised strategy | ||||
| Generate optimised strategy | 2 credits at sign-up2 | existing credits as at upgrade/extension2 | 5 credits added at upgrade/extension2 | |
| Monte Carlo simulation | ||||
| Monte Carlo simulation | ✔ | ✔ | ✔ | |
| View detailed results of strategy | ||||
| View detailed results of strategy | ✔ | ✔ | ✔ | |
| Sensitivity analysis | ||||
| Sensitivity analysis | Up to 2 | Up to 2 | Unlimited | |
| Survival analysis | ||||
| Survival analysis | Up to 2 | Up to 2 | Unlimited | |
| Scenarios: charts | ||||
| Scenarios: charts | Unlimited | Unlimited | Unlimited | |
| Scenarios: underlying numerical analysis | ||||
| Scenarios: underlying numerical analysis | Unlimited | Unlimited | ||
| Manually edit strategy | ||||
| Manually edit strategy | ✔ | ✔ | ||
| Access plans shared with you | ||||
| Access plans shared with you | Unlimited | |||
| Make duplicate copies of your plans | ||||
| Make duplicate copies of your own plans | ✔ | |||
| Transfer plan to another user | ||||
| Transfer plan to another user | ✔ | |||
| Modify default planning assumptions | ||||
| Modify default planning assumptions | ✔ | |||
| Lock strategy setting(s) before optimising | ||||
| Lock strategy setting(s) before optimising | ✔ | |||
| Prioritised access to fastest processing | ||||
| Prioritised access to fastest processing | ✔ | |||
1If you already have a standard subscription, you'll receive a discount to your premium upgrade equal to the value of any unused standard subscription, less a handling charge of £0.99.
2You can top up your optimisation credits as follows:
