You’ll be asked 20 questions to assess your knowledge of retirement planning.

What is a pension?

Traditionally, the idea was that an employee had a secure job until retirement, and was then given a comfortable pension. Over the years, the security around pension provision has gradually been eroded, and there is an increasing burden on individuals to make their own pension arrangements. Retirees often have to make a trade-off between a guaranteed but low retirement income, or a higher income that entails more risk.

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