Planning for retirement can be hard. Simplistic rules of thumb for how much to save give misleading results. And ignoring sequence-of-returns risk tends to cause over-spending, and can lead to running out of money in retirement. So we created EvolveMyRetirement® to make your financial planning as easy as possible without skipping important details.
While traditional retirement planning adjusts a huge range of factors by trial and error, EvolveMyRetirement® can help you plan for the future without having to guess what’s around the corner.
Our calculator won’t ask you to predict how much you can afford to spend, or set a target retirement income, or guess how long your retirement will last. It will help you find your optimal sustainable spending level. Based on this it will give you an overview of your chances of a prosperous retirement.
The best part? It’s flexible; you can adjust your plan at any time to accommodate any changes that arise.
We’ll also assess your attitude to risk and the importance to you of leaving behind an inheritance.
The ground-breaking combination of our Genetic Algorithm with Monte Carlo Simulation delivers an optimised financial strategy after just a few minutes of processing.
We suggest consulting an independent financial advisor and sharing your plan with them. They'll be able to validate your plan and its assumptions, and give you in-depth advice about your strategy and how it affects your financial situation.