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Risk aversion is well understood by economists. There’s a mathematical underpinning to it that may be tricky for the layman to understand. The basic idea is quite easy to understand. In the context of retirement planning there are some unique
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In the UK we haven’t had double-digit inflation since the early 80s. Since 1992 annual inflation has been below 5%. So you might be forgiven for thinking that inflation isn’t worth worrying about anymore. But we had similar levels of
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Consumption smoothing is what EvolveMyRetirement® is all about. But just what is it? Here’s the definition from Investopedia: “Consumption smoothing is the practice of optimizing our standard of living by ensuring a proper balance between spending and saving during the
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