EvolveMyRetirement® provides modelling, projections, and strategy generation based on the information supplied by the user. It does not provide regulated financial advice or personal recommendations. This page explains the boundary between what the tool does and what it does not do.
• Model possible future outcomes using uncertainty‑based projections.
• Generate strategies that the model evaluates using criteria such as sustainable spending and tax‑efficiency.
• Illustrate how different choices may affect long‑term outcomes.
• Allow users to explore scenarios and compare the modelled implications.
• Provide general information about retirement concepts.
• Assess whether any action is suitable for an individual.
• Recommend that a user should take, or avoid taking, any specific course of action.
• Provide personalised financial advice.
• Consider personal circumstances beyond the data entered into the tool.
• Replace the role of a regulated financial adviser.
The tool’s outputs are generated automatically from the user’s inputs and the assumptions built into the model. They are intended to help users understand how different decisions and uncertainties may interact over time. They are not instructions, recommendations, or financial advice.
Users who require guidance on what actions may be suitable for their personal circumstances should seek regulated financial advice.
