Mr Micawber said this about making a budget in Charles Dickens’s book David Copperfield: Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery. For
Read moreRetirement Savings Are The Wrong Focus
When planning their retirement savings, most people follow one of these patterns: No retirement savings or hardly any. Haphazard savings with no planning. Fixed savings each month. Saving a fixed percentage of their income. Do any of these sound like
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