Some of us are brought up to believe that leaving a big legacy to our children is desirable. After all, doesn’t it demonstrate how financially successful we’ve been during our lives? Well, perhaps, provided we haven’t had to be miserly,

How much do I need to save towards my retirement? That’s the question that most people confront at some point in their lives. But is it the right question? It implies that my financial plan is based on setting a

Defined benefit pensions are becoming ever rarer, with the exception of the state pension. Most people are going to need to derive some of their retirement income from drawing down from accumulated savings. This means there are two questions that

My name is Nick May. I have a background in IT. I’ve architected and developed mission-critical systems for big companies. Much of my career has been with financial applications, like banking, accountancy, insurance and trading. Until a few years ago,