The state pension is a cornerstone of retirement planning, providing financial support to millions of retirees in the UK. But beyond its headline figures, what’s the state pension really worth? We’ll explore its value through various lenses: From RPI to
Read moreYour Pension Is More Than Your Pension Plan

That might seem obvious, but it opens up a whole raft of issues. Until well into my career, I didn’t think much about what a pension was. I just assumed that I should simply follow the government’s and my employer’s
Read moreThe Psychology of Retirement Planning

It’s easy to imagine that investment success necessarily follows from having a good understanding of investments. Knowledge helps a lot of course. But it’s easy to forget the role of psychology. If we’re investing a small amount, we might not
Read moreDrawdown: What’s A Safe Rate?

Many people associate the word “drawdown” with withdrawals from a pension fund after retirement. But a pension fund is really just a tax shelter for investments. The principles of drawdown can be applied to all your investments, wherever held. Before
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