Mr Micawber said this about making a budget in Charles Dickens’s book David Copperfield: Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery. For
Read moreRetirement Savings Are The Wrong Focus

When planning their retirement savings, most people follow one of these patterns: Do any of these sound like what you do? If so, there’s an alternative way to think about retirement planning. What’s wrong with a retirement savings plan? If
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