{"id":405,"date":"2017-07-26T06:58:11","date_gmt":"2017-07-26T05:58:11","guid":{"rendered":"https:\/\/okinawaprod-1658967578.eu-west-1.elb.amazonaws.com\/blog\/?page_id=405"},"modified":"2018-05-08T05:51:10","modified_gmt":"2018-05-08T04:51:10","slug":"retirement-planning-quiz","status":"publish","type":"page","link":"https:\/\/evolvemyretirement.com\/blog\/retirement-planning-quiz\/","title":{"rendered":"Test Your Retirement Planning Knowledge"},"content":{"rendered":"<p>You&#8217;ll be asked 20 questions to assess your knowledge of retirement planning.<\/p>\n<!-- wp quiz -->\n<div class=\"wq_quizCtr multiple trivia_quiz\" data-current-question=\"0\" data-questions-answered=\"0\" data-questions=\"20\" data-transition_in=\"fade\" data-transition_out=\"fade\" data-correct-answered=\"0\" data-force-action=\"0\" data-quiz-pid=\"402\" data-share-url=\"https:\/\/evolvemyretirement.com\/blog\/retirement-planning-quiz\/\" data-post-title=\"Test Your Retirement Planning Knowledge\" data-retake-quiz=\"0\" data-question-layout=\"multiple\" data-featured-image=\"\" data-excerpt=\"\"data-ajax-url=\"https:\/\/evolvemyretirement.com\/blog\/wp-admin\/admin-ajax.php\"data-auto-scroll=\"0\" data-end-answers=\"false\" data-quiz-timer=\"\" >\n   \t<div class=\"wq_quizProgressBarCtr\">\n        <!-- progress bar -->\n<div class=\"wq_quizProgressBarCtr\" style=\"display:block\">\n<div class=\"wq_quizProgressBar\">\n<span style=\"background-color:#00c479\" class=\"wq_quizProgressValue\"><\/span>\n<\/div>\n<\/div>\n<!--\/\/ progress bar-->\n   \t<\/div>\n   \t<div class=\"wq_questionsCtr\" >\n        \n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:block;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is inflation?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Exaggeration-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">The rate at which prices for goods and services increase.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Telling your mates that you\u2019ve just received a 50% pay rise when it was really only 1%.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">The rate at which average wages increase.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>Inflation in most countries is measured by a Consumer Price Index (CPI), which tracks prices changes for a basket of consumer goods and services. The UK also sometimes uses a Retail Prices Index (RPI), which is based on a more restricted basket of goods and services.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What does drawdown mean?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Duel-1.png\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Selling off one\u2019s entire pension fund.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Pistols at dawn.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Regular withdrawal of money from an investment account, in order to generate a stream of payments.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>Under the new UK pension freedoms, retirees are no longer obliged to take their pensions as annuities. They can now choose to keep their pension pots invested, and make gradual withdrawals over their lifetimes, which are treated as taxable income. This is known as pension drawdown.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>In investment terms, what is a bond?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/BondRings-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A commitment to make a future payment for shares already held.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A financial instrument representing a debt from the issuer to the holder.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A marriage of convenience between two investors who own shares in the same company.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>There are many different types of bond, though. Some are issued by governments, some by companies. Some are short-term, some long-term. Some pay interest regularly, others pay it all at once at the end of the term. Many bonds can be bought and sold, much like stocks and shares.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>If a sequence of payments is said to be index linked, what does that mean?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Sin-1.png\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">The payments are periodically adjusted in line with the FTSE 100 share index.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">The payments are periodically adjusted in line with inflation.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Receiving the payments is a sin.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>Over the years, your retirement income will need to keep pace with inflation. One way of achieving this is by having index linked annuities. The downside is that these can be expensive, particularly for younger retirees.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>Who is eligible to receive the new UK State Pension?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/OnTheBench-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Everyone past state pension age.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Nobody, because state pension is being abolished.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Those past state pension age who have paid or been credited with National Insurance contributions.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>To be eligible for the new State Pension, you'll need to have paid National Insurance (NI) contributions for a minimum number of years. The amount you get will also depend on your NI record.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is Monte Carlo simulation?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/FormulaOne-1.png\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A method for simulating the effect of random variables on the outcome of a problem, by repeatedly sampling the variables and seeing the results.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">An investment approach for investing in high-risk instruments having the potential for exceptional returns.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A virtual reality game in which you feel like a Formula 1 driver in a Grand Prix.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>Retirement planning involves making future projections, taking into account a number of variables that for all intents and purposes are random. These include things like how long one actually lives, and year-on-year market fluctuations. Using Monte Carlo simulation, we can measure our confidence in the likely success of a retirement plan.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What does a balanced investment approach mean?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Balance-1.png\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A style of investing that has the aim of balancing risk and reward, by investing in a spread of different asset classes.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A style of investing that seeks to invest across the whole world, in both mature and emerging markets.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A style of investing that balances investments on a knife-edge between huge returns and total collapse.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>Investment styles can be broadly subdivided into 3 groups.<ul><li>Cautious: Avoids most risk with the expectation of only modest returns.<\/li><li>Balanced: Takes moderate risk with the possibility of good returns.<\/li><li>Aggressive: Takes high risk with the possibility of high returns.<\/li><\/ul><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is the minimum age at which you can retire in the UK?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Sunset-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">It depends upon your total financial situation, including eligibility for state pension, pension savings, other savings and investments, home equity, potential sources of income, debts, necessary expenses and your desired standard of living.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">100.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">55 for both men and women, following the government\u2019s changes with regard to pension freedoms.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>Fortunately, slavery has been abolished, so no government can force anyone to keep on working. Anyone of any age who has accumulated sufficient wealth, and is able to access it, can choose to retire at any time.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is an ISA?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Mountain-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A UK tax shelter in which savings can grow free of tax, but which cannot be used until retirement.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A UK tax shelter that allows savings and investments to grow free of tax, and from which tax-free withdrawals can be made at any time.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A high mountain in Australia.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>ISA stands for Individual Savings Account. It can be used to hold either cash, bonds or shares. The owner has no tax to pay on any income or growth of the ISA holdings, and can access the funds at any time.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is an online retirement calculator?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/ComputerGeek-1.png\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A web application into which you can enter financial information and obtain an assessment of your retirement prospects.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A web application that calculates how long you will live and tells you how much money you need in order to retire today.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A professional financial advisor who specialises in retirement planning over the internet, giving rapid online answers to users\u2019 questions.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>Online retirement calculators come in many forms. Some are very basic. Others over-simplify the underlying assumptions. Yet others, most notably <a href=\"\/\" target=\"_blank\">EvolveMyRetirement<\/a>, provide invaluable planning assistance to individuals.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is the volatility of an investment?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/BurningMoney-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Its average annual increase in value.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">The degree to which it fluctuates in price.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">The likelihood that the investment will disappear into thin air.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>Almost all investments entail some degree of risk. When you invest in stocks and shares, the value of a company can sometimes skyrocket, but it can also sometimes crash. Even fixed-interest investments have risk, since the issuer might become insolvent and unable to continue payments.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is a pension?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Hotel-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A small hotel built especially for retirees.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A regular payment to an individual made either by the state or from an investment fund, based on the individual\u2019s work and\/or contribution history.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A guaranteed income designed to provide for a comfortable retirement, which every citizen is entitled to once they reach state retirement age.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>Traditionally, the idea was that an employee had a secure job until retirement, and was then given a comfortable pension. Over the years, the security around pension provision has gradually been eroded, and there is an increasing burden on individuals to make their own pension arrangements. Retirees often have to make a trade-off between a guaranteed but low retirement income, or a higher income that entails more risk.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>On average, which of the following has the longest life expectancy?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/BatteryLife-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A 60 year old man.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">An alkaline battery.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A 60 year old woman.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>On average, women outlive men in every country in the world. This is only a statistic, though. Individuals of either gender can have widely varying life expectancies, depending upon their family histories, states of health and lifestyles.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is a Defined Benefit pension?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/MoneyTree-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A retirement plan in which the employee completely relies on state benefits at retirement.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A retirement plan in which the employee decides how much to invest in order to achieve a projected, but not guaranteed, level of benefit at retirement, and in which the employee takes all the investment risk.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A retirement plan sponsored by an employer, in which employee benefits are calculated based on factors including length of employment and salary history, and in which the company takes all the investment risk.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>The two broad categories of pension plan are:<ul><li>Defined Benefit: The employer takes the market risk. Retirement benefits are determined by salary and length of service.<\/li><li>Defined Contribution: The employee takes the market risk. Retirement benefits are determined by the investment performance of the contributions.<\/li><\/ul><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>If you take a job in the UK after state retirement age, how much National Insurance do you pay?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Accountant-1.png\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Up to 12% of your salary, on a varying scale.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">You\u2019re not allowed to take a job once you\u2019ve retired.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">None.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>National Insurance (NI) was designed so that employees build up their entitlement to state benefits, including retirement benefits, over their working lives. After retirement age, no further NI contributions are required, even for people who continue to work.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is the 4% rule?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/RouletteZero-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A rule of thumb that suggests that it\u2019s safe to withdraw 4% of the valuation of your investments and savings at the start of retirement, and increase the withdrawal amount each year in line with inflation.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A rule of thumb that suggests that each year after retirement you should withdraw no more than 4% of the total current valuation of your savings and assets.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A rule of thumb that suggests that you should bet 4% of your salary each year on zero in a game of roulette .<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\">The 4% rule was created by William Bengen in the USA, to determine a 'safe' withdrawal rate for retirees. It was only ever intended as a rough guide, and the actual safe rate will depend on many factors specific to the retiree.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>At or after retirement, how much of a UK personal pension plan can be withdrawn tax free?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Thief-1.jpg\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">20%.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Whatever you can get away with.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">25%.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>The figure of 25% applies to personal pensions. Different rules may apply to some other types of pension plan. You should consult a qualified financial advisor before withdrawing funds from your pension plan.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is an annuity?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Waiter-1.png\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">An amount of money payable upon the death of an individual.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A financial product that can be bought to generate a regular income.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A tip given to a waiter in a restaurant for good service.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>An annuity can be bought with the accumulated proceeds of a pension plan, in order to generate a regular income in retirement, guaranteed until the death of the retiree. You can also choose to buy an annuity for cash. The older you are, the higher the possible annuity income you can get.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is compound interest?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/ChemistrySet-1.png\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Interest that\u2019s added to the principal sum of a loan or deposit, so that further interest accrues on the total amount.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Interest that\u2019s withdrawn from a savings account.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">The feeling you get when you get a chemistry set as a birthday present.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>With compound interest, money in a savings account grows exponentially. This is a great way to accumulate wealth for the long term, as long as interest rates are higher than the rate of inflation. Unpaid debts also accumulate compound interest, often at uncomfortably high interest rates. This means that not paying them off early can lead to severe financial problems later on.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"wq_singleQuestionWrapper wq_IsTrivia\" style=\"display:none;\">\n\t\t\t\t\t\t<div class=\"wq_singleQuestionCtr\">\n\t\t\t\t\t\t\t<div class=\"wq_questionTextWrapper quiz-pro-clearfix\">\n\t\t\t\t\t\t\t\t<div class=\"wq_questionTextCtr\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t\t<h4>What is a cash lump sum for a UK pension plan?<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionMediaCtr\" >\n\t\t\t\t\t\t\t\t<div class=\"wq_questionImage\"><img decoding=\"async\" src=\"\/blog\/wp-content\/uploads\/Lamborghini-1.png\" \/><span><\/span><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_questionAnswersCtr\">\n\t\t\t\t\t\t\t\t<div class=\"wq_answersWrapper\">\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"1\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">A percentage of the pension plan that can be taken as tax-free cash.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Cash that can be added to the pension plan and receive tax relief.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"wq_singleAnswerCtr wq_IsTrivia\" data-crt=\"0\" style=\"background-color:#ffffff; color:#000000;\">\n\t\t\t\t\t\t\t\t<label class=\"wq_answerTxtCtr\">Cash from the pension plan that can be taken tax-free, on condition that it is all used to buy a Lamborghini.<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"wq_triviaQuestionExplanation\">\n\t\t\t\t\t\t\t\t<div class=\"wq_ExplanationHead\"><\/div>\n\t\t\t\t\t\t\t\t<p class=\"wq_QuestionExplanationText\"><br>Most pension plans are able to offer a tax-free cash withdrawal of a percentage of its value at retirement. The remainder of the plan can either be used to buy an annuity or else remain invested and gradually drawn down, in both cases generating taxable income.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"wq_continue\" style=\"display:none;\">\n\t\t\t\t\t\t\t<button class=\"wq_btn-continue\" style=\"background-color:#00c479\">Continue &gt;&gt;<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n   \t<\/div>\n   \t<div class=\"wq_resultsCtr\">\n        \n\t\t\t\t\t<div style=\"display:none;\" class=\"wq_singleResultWrapper wq_IsTrivia\" data-id=\"0\" data-min=\"0\" data-max=\"2\">\n\t\t\t\t\t\t<span class=\"wq_quizTitle\">Test Your Retirement Planning Knowledge<\/span>\n\t\t\t\t\t\t<div class=\"wq_resultScoreCtr\"><\/div>\n\t\t\t\t\t\t<div class=\"wq_resultTitle\"><strong>You're a novice!<\/strong><\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wq_resultDesc\">You need to spend time learning about the financial side of retirement planning, if you want to\u00a0achieve a comfortable retirement. Try out our free online retirement calculator, to see where you are on your path, and to help you along it.<\/div>\n\t\t\t\t\t\t<!-- social share -->\n<div class=\"wq_shareCtr\">\n<\/div>\n<!--\/\/ social share-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div style=\"display:none;\" class=\"wq_singleResultWrapper wq_IsTrivia\" data-id=\"1\" data-min=\"3\" data-max=\"5\">\n\t\t\t\t\t\t<span class=\"wq_quizTitle\">Test Your Retirement Planning Knowledge<\/span>\n\t\t\t\t\t\t<div class=\"wq_resultScoreCtr\"><\/div>\n\t\t\t\t\t\t<div class=\"wq_resultTitle\"><strong>There are big gaps in your knowledge!<\/strong><\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wq_resultDesc\">You need to spend time learning about the financial side of retirement planning, if you want to\u00a0achieve a comfortable retirement. Try out our free online retirement calculator, to see where you are on your path, and to help you along it.<\/div>\n\t\t\t\t\t\t<!-- social share -->\n<div class=\"wq_shareCtr\">\n<\/div>\n<!--\/\/ social share-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div style=\"display:none;\" class=\"wq_singleResultWrapper wq_IsTrivia\" data-id=\"2\" data-min=\"6\" data-max=\"8\">\n\t\t\t\t\t\t<span class=\"wq_quizTitle\">Test Your Retirement Planning Knowledge<\/span>\n\t\t\t\t\t\t<div class=\"wq_resultScoreCtr\"><\/div>\n\t\t\t\t\t\t<div class=\"wq_resultTitle\"><strong>You still have plenty more to learn!<\/strong><\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wq_resultDesc\">You need to spend more time learning about the financial side of retirement planning, if you want to\u00a0achieve a comfortable retirement. Try out our free online retirement calculator, to see where you are on your path, and to help you along it.<\/div>\n\t\t\t\t\t\t<!-- social share -->\n<div class=\"wq_shareCtr\">\n<\/div>\n<!--\/\/ social share-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div style=\"display:none;\" class=\"wq_singleResultWrapper wq_IsTrivia\" data-id=\"3\" data-min=\"9\" data-max=\"11\">\n\t\t\t\t\t\t<span class=\"wq_quizTitle\">Test Your Retirement Planning Knowledge<\/span>\n\t\t\t\t\t\t<div class=\"wq_resultScoreCtr\"><\/div>\n\t\t\t\t\t\t<div class=\"wq_resultTitle\"><strong>You only did sort of okay!<\/strong><\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wq_resultDesc\">You need to spend more time learning about the financial side of retirement planning, if you want to\u00a0achieve a comfortable retirement. Try out our free online retirement calculator, to see where you are on your path, and to help you along it.<\/div>\n\t\t\t\t\t\t<!-- social share -->\n<div class=\"wq_shareCtr\">\n<\/div>\n<!--\/\/ social share-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div style=\"display:none;\" class=\"wq_singleResultWrapper wq_IsTrivia\" data-id=\"4\" data-min=\"12\" data-max=\"14\">\n\t\t\t\t\t\t<span class=\"wq_quizTitle\">Test Your Retirement Planning Knowledge<\/span>\n\t\t\t\t\t\t<div class=\"wq_resultScoreCtr\"><\/div>\n\t\t\t\t\t\t<div class=\"wq_resultTitle\"><strong>You know quite a lot!<\/strong><\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wq_resultDesc\">You have more to learn though, so you'd benefit from spending more time on the financial side of retirement planning, if you want to\u00a0achieve a comfortable retirement. Try out our free online retirement calculator, to see where you are on your path, and to help you along it.<\/div>\n\t\t\t\t\t\t<!-- social share -->\n<div class=\"wq_shareCtr\">\n<\/div>\n<!--\/\/ social share-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div style=\"display:none;\" class=\"wq_singleResultWrapper wq_IsTrivia\" data-id=\"5\" data-min=\"15\" data-max=\"17\">\n\t\t\t\t\t\t<span class=\"wq_quizTitle\">Test Your Retirement Planning Knowledge<\/span>\n\t\t\t\t\t\t<div class=\"wq_resultScoreCtr\"><\/div>\n\t\t\t\t\t\t<div class=\"wq_resultTitle\"><strong>You know plenty!<\/strong><\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wq_resultDesc\">You would still benefit from spending more time learning about the financial side of retirement planning, if you want to\u00a0achieve a comfortable retirement. Try out our free online retirement calculator, to see where you are on your path, and to help you along it.<\/div>\n\t\t\t\t\t\t<!-- social share -->\n<div class=\"wq_shareCtr\">\n<\/div>\n<!--\/\/ social share-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div style=\"display:none;\" class=\"wq_singleResultWrapper wq_IsTrivia\" data-id=\"6\" data-min=\"18\" data-max=\"20\">\n\t\t\t\t\t\t<span class=\"wq_quizTitle\">Test Your Retirement Planning Knowledge<\/span>\n\t\t\t\t\t\t<div class=\"wq_resultScoreCtr\"><\/div>\n\t\t\t\t\t\t<div class=\"wq_resultTitle\"><strong>You're an expert!<\/strong><\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wq_resultDesc\">Keep up the great work, but don't become complacent. Try out our free online retirement calculator, to see where you are on your path, and to help you along it.<\/div>\n\t\t\t\t\t\t<!-- social share -->\n<div class=\"wq_shareCtr\">\n<\/div>\n<!--\/\/ social share-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\n   \t<\/div>\n   \t<!-- force action -->\n        <div class=\"wq_quizForceActionCtr\" style=\"display:none;\">\n<div class=\"wq_quizEmailCtr\" style=\"display:none;\">\n<form id=\"wq_infoForm\" action=\"\" method=\"post\">\n<p>Just tell us who you are to view your results !<\/p>\n<div><label>Your first name :<\/label><input type=\"text\" id=\"wq_inputName\"\/><\/div>\n<div><label>Your email address :<\/label><input type=\"email\" id=\"wq_inputEmail\"\/><\/div>\n<p><button type=\"submit\" id=\"\" style=\"background:#00c479\">Show my results &gt;&gt;<\/button><\/p>\n<\/form>\n<\/div>\n<div class=\"wq_quizForceShareCtr\" style=\"display:none;\">\n<p>Please share this quiz to view your results . <\/p>\n<button class=\"wq_forceShareFB\"><i class=\"fa fa-facebook icon\"><\/i><span>Facebook<\/span><\/button>\n<\/div>\n<\/div>\n   \t<!--\/\/ force action-->\n   \t<!-- quiz timer -->\n        <div class=\"timerPlaceholder\"><\/div>\n   \t<!--\/\/ quiz timer-->\n   \t<!-- embed code -->\n        \n   \t<!--\/\/ embed code -->\n   \t<!-- promote link -->\n        \n   \t<!--\/\/ promote link-->\n   \t<!-- retake button -->\n        <div class=\"wq_retakeQuizCtr\" >\n<button style=\"display:none;\" class=\"wq_retakeQuizBtn\"><i class=\"fa fa-undo\"><\/i>&nbsp;PLAY AGAIN !<\/button>\n<\/div>\n   \t<!--\/\/ retake button-->\n<\/div>\n<!--\/\/ wp quiz-->\n<h5><em>Get a head start: Try out our\u00a0<a href=\"\/application.html#\/register\" target=\"_blank\" rel=\"noopener\">Intelligent Financial Planning Calculator<\/a> now!<\/em><\/h5>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>You&#8217;ll be asked 20 questions to assess your knowledge of retirement planning. Get a head start: Try out our\u00a0Intelligent Financial Planning Calculator now!<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-405","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Planning Calculator Quiz - EvolveMyRetirement<\/title>\n<meta name=\"description\" content=\"Try this entertaining quiz to check your retirement planning knowledge. 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